PURE NATURE, PURE LIFE –
WELCOME TO URBAN AGRO

Explore Our Initiatives

Grown with care & without chemicals,
Urban Agro brings you the purest
opportunities for sustainable farming.

PURPOSE MEETS PROFIT

Our Driving Force.

Our Vision

To transform the agricultural landscape by building a self-reliant, sustainable, and highly prosperous farming ecosystem. We envision a future where every farmer has access to cutting-edge technology, eco-friendly practices, and fair market opportunities, ensuring food security and economic growth for generations to come.

Our Mission

To empower farmers and agro-entrepreneurs daily by providing comprehensive support, including modern farming techniques, direct market linkages, and secure, accessible financing. We are committed to fostering agricultural innovation, minimizing environmental impact, and creating equitable wealth distribution across rural communities through our dedicated cooperative networks.

Smart Farming
Hands in Soil

Core Values

  • Farmer-first Growth
  • Environmental Sustainability
  • Transparent Governance
  • Mutual Cooperative Wealth

Chairman’s Message

" Urban Agro Multi State Co-operative Society Limited It gives me immense pride and a deep sense of responsibility to address you as the Chairman of Urban Agro Multi State Co-operative Society Limited. Our organization was founded with a clear and purposeful vision—to empower farmers, strengthen rural economies, and create sustainable livelihood opportunities through collective growth and cooperation. Agriculture has always been the backbone of our nation, yet farmers continue to face numerous challenges including financial instability, lack of market access, and limited exposure to modern farming practices. At Urban Agro, we are committed to bridging these gaps by building a strong, transparent, and member-driven ecosystem that supports every farmer and rural entrepreneur associated with us. Farmer welfare remains at the core of all our initiatives. We aim to provide access to affordable financial solutions, agricultural training, modern technology adoption, and structured savings and investment schemes that ensure long-term security. By promoting scientific farming methods, value-added services, and direct market linkages, we strive to enhance productivity as well as profitability for our members. Our cooperative model is built on trust, inclusivity, and shared prosperity. We believe that when farmers grow, the nation grows. Through collective participation and disciplined financial planning, we are enabling our members to achieve economic independence and social upliftment. In addition to financial empowerment, we are equally focused on sustainable agricultural practices that protect our environment and ensure a better future for the next generation. Our mission extends beyond profits—we are building a movement that integrates economic development with ecological responsibility. I invite all farmers, rural entrepreneurs, and stakeholders to join hands with us in this transformative journey. Together, let us create a stronger, self-reliant agricultural community and contribute meaningfully to the nation’s growth. “Empowering Farmers, Enriching Lives, Building a Sustainable Future.”

Warm regards,
Chairman
Urban Agro Multi State Co-operative Society Limited."

Our Core Values

Urban Agro Foundation

Farmer-first
Growth
Environmental
Sustainability
Transparent
Governance
Mutual Cooperative
Wealth
Certificate 1
Certificate 2

Urban Agro – Empowering Farmers

Protect nature to achieve health and prosperity! India's trusted cooperative society – Urban Agro Multi State Co-Operative Society Limited.

Why Join Urban Agro?

  • Supporting the financial growth of farmers and rural entrepreneurs
  • Secure contribution plans (1 to 7 years)
  • Attractive ROI (9% – 12.5%)
  • Membership deposits starting from ₹500
  • Transparent and timely service
Company Overview

3+ States

Presence in India
Company Overview

Rooted in Nature,
Growing Together.

We are a trusted cooperative driving financial inclusion and sustainable rural growth, empowering communities through robust agricultural frameworks.

Established

2024

Legal Structure

Multi State Co-op Society

Reg No: MSCS/CR/1513/2024

Operating Regions
Kerala Tamil Nadu Karnataka

The Rural Divide

Our Solution

Products: Sustainable agro-processing, animal husbandry, fisheries, dairy, and asset-backed financial schemes.

Unique Advantage

True end-to-end integration —from supplying inputs to member financing, enabling comprehensive economic betterment.

Happy Farmer
Product & Service Portfolio

Empowering Growth: Our Financial Arsenal

A comprehensive ecosystem designed to uplift farmers and create mutual wealth through sustainable and secure financial solutions.

Core Agri-Operations

Agri-input supply, grading, packing, cold storage leasing, and bio-gas plant installations.

Allied Services

Active engagement in sericulture, fisheries, stud farms, dairy processing, and dedicated agricultural transport.

Anchor Financials

Gold Loans (60–70% of book), targeted Agri Loans (20%), and Microfinance.

Member Wealth

High-yield Monthly Deposit Schemes (MDS) and secure Fixed Deposits (Doubling Scheme).

Agri-Inputs Financial Security Member Deposits Gold Loans

Join the Harvest: Invest in the Future.

Partner With Us

50k+

Target Members by FY 27-28

Business Model

Sustainable Economics:
How We Generate Yield

Revenue Engine

  • High-margin 11% Net Interest Spread, e-commerce sales, and warehouse/cold-store leasing.
  • Business through Agri Loans and high-yield Agro projects (Livestock & Agro farming) generating ~20% ROI.

Value Addition

Profit multipliers through food/fruit processing, standardized packing, and processed milk distribution.

Capital Formation

Driven efficiently by Admission Fees (₹250), Share Capital (₹100), and organized consultancy work.

Customer Segments

Farmers, MSMEs, and cooperative institutions seeking expert agricultural techniques and secure 9–12.5% ROI.

Market Opportunity

Fertile Ground:
A Market Ripe for Expansion

Target Market

Expanding rural financial inclusion supply chains across Southern India.

01

Growth Potential

Massive demand for secure, asset-backed credit (Gold Loans) in rural sectors.

02

Industry Trends

Shift toward member-funded cooperative models and direct agri-market linkages.

03
Technology & Process

Tech-Driven Harvest:
Operational Excellence

We leverage modern technology and strict discipline to ensure seamless execution, secure data, and an optimized financial ecosystem.

100% Secure & Tracked

Daily Execution

Strict daily lead tracking managed via an integrated CRM system.

Collection Discipline

Monitored daily by dedicated Monthly Deposit Scheme (MDS) agents.

Digital Integration

Streamlined member onboarding requiring minimal documentation.

Risk & Compliance

Underwriting Discipline

Strict Loan-to-Value (LTV) limits enforced on all Gold Loans.

Statutory Audits

Rigorous annual audits conducted exclusively by Ministry-approved statutory auditors.

Regulatory Compliance

Operates strictly under the MSCS Act 2002 & Amendment Act 2023.

Governance

Transparent administration overseen by the Central Registrar of Cooperative Societies.

Monitored Elections

Board and committee elections are strictly monitored by District Collector.

Join the Harvest:
Invest in the Future

The Ask: Partner with a high-margin, asset-backed cooperative transforming rural economies.

The Opportunity: Capitalize on our highly scalable, member-funded 11% spread growth model.

Action

Become a Partner

Invest in secure financial schemes today.